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Net worth update per


This is hdjshakdh's #6 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 3,487,767 and my FI portfolio decreased to USD 2,580,171


Net worth

USD 3,487,767

Since the last update on my net worth has decreased with USD -322,209 ( -8.46 %).

FI portfolio

USD 2,580,171

Since the last update on my FI portfolio has decreased with USD -412,209 ( -13.78 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 185,060 0 185,060
Investments 1,995,655 -412,209 1,583,446
Retirement acc 811,665 0 811,665
Real estate 1,450,000 + 90,000 1,540,000
Other assets 57,000 0 57,000
Total assets 4,499,380 -322,209 4,177,171

Mortgage 676,404 0 676,404
Other debt 13,000 0 13,000
Total debt 689,404 0 689,404
Change
Cash 185,060 0 185,060
Investments 1,995,655 -412,209 1,583,446
Retirement acc 811,665 0 811,665
Real estate 1,450,000 + 90,000 1,540,000
Other assets 57,000 0 57,000
Total assets 4,499,380 -322,209 4,177,171

Mortgage 676,404 0 676,404
Other debt 13,000 0 13,000
Total debt 689,404 0 689,404
Change
Cash 263,000 -77,940 185,060
Investments 1,623,000 -39,554 1,583,446
Retirement acc 772,000 +39,665 811,665
Real estate 1,591,000 -51,000 1,540,000
Other assets 0 + 57,000 57,000
Total assets 4,249,000 -71,829 4,177,171

Mortgage 700,000 -23,596 676,404
Other debt 9,000 + 4,000 13,000
Total debt 709,000 -19,596 689,404

I am now 51.6% on my way to achive my FIRE target of USD 5,000,000. This is -8.2 percentage points closer, compared to the last net worth update.

USD 2,580,171 FIRE target: USD 5,000,000


51.6%

FI portfolio

My FI portfolio now consists of USD 1,583,446 (61.4%) in investments, USD 811,665 (31.5%) in retirement accounts, and USD 185,060 (7.2%) in cash.

Investments

Since my last update, my investments decreased with USD -412,209 (-20.66%).

Since I started tracking, my total contributions have been USD 1,224,921, and my total return has been USD -742,763.

Retirement accounts

Since my last update, my retirement accounts decreased with USD 0 (0.0%).

Since I started tracking, my total contributions have been USD 41,446, and my total return is USD -94,667.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 8,600 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
8,600/month
(4.0% SWR)
7,525/month
(3.5% SWR)
6,450/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately USD 20,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 5,000,000 in 3 years and 0 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 1,200,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,219,829


Financial independence forecast