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Net worth update per



This is ThomasLinke's #18 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 295,806 and my FI portfolio decreased to EUR 166,489


Net worth

EUR 295,806

Since the last update on my net worth has decreased with EUR -6,181 ( -2.05 %).

FI portfolio

EUR 166,489

Since the last update on my FI portfolio has decreased with EUR -9,734 ( -5.52 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 7.2% on my way to achive my FIRE target of EUR 2,298,596. This is -0.4 percentage points closer, compared to the last net worth update.

EUR 166,489 FIRE target: EUR 2,298,596


7.2%


FI portfolio


My FI portfolio now consists of EUR 166,489 (100.0%) in investments, and EUR 0 (0.0%) in cash.

Investments

Since my last update, my investments decreased with EUR -9,734 (-5.52%), of which EUR 1,939 was from contributions, and EUR 20,988 was from returns.

Since I started tracking, my total contributions have been EUR 275,101, and my total return has been EUR 131,825.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 554 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
554/month
(4.0% SWR)
485/month
(3.5% SWR)
416/month
(3.0% SWR)


When can I retire?


FI date


My age

49

I am currently aiming to save/invest approximately EUR 2,880 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 2,298,596 in 18 years and 8 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another EUR 714,240, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 1,417,867


Financial independence forecast