Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is gammj's #114 net worth update. Please check out my profile here for more information. As of , my net worth increased to CAD 389,895 and my FI portfolio increased to CAD 384,576


Net worth

CAD 389,895

Since the last update on my net worth has increased with CAD 16,323 (+ 4.37 %).

FI portfolio

CAD 384,576

Since the last update on my FI portfolio has increased with CAD 12,297 (+ 3.3 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.
Change
Cash 4,668 -2,154 2,514
Investments 178,440 +6,948 185,388
Retirement acc 189,171 +7,503 196,674
Real estate 114,000 0 114,000
Other assets 0 0 0
Total assets 486,279 +12,297 498,576

Mortgage 112,707 -4,026 108,681
Other debt 0 0 0
Total debt 112,707 -4,026 108,681
Change
Cash 3,011 -497 2,514
Investments 166,856 +18,532 185,388
Retirement acc 176,903 +19,771 196,674
Real estate 114,000 0 114,000
Other assets 0 0 0
Total assets 460,770 +37,806 498,576

Mortgage 110,790 -2,109 108,681
Other debt 0 0 0
Total debt 110,790 -2,109 108,681
Change
Cash 14,284 -11,770 2,514
Investments 0 +185,388 185,388
Retirement acc 3,331 +193,343 196,674
Real estate 0 + 114,000 114,000
Other assets 0 0 0
Total assets 17,615 +480,961 498,576

Mortgage 0 108,681 108,681
Other debt 0 0 0
Total debt 0 + 108,681 108,681

I am now 17.3% on my way to achive my FIRE target of CAD 2,219,951. This is 0.6 percentage points closer, compared to the last net worth update.

CAD 384,576 FIRE target: CAD 2,219,951


17.3%

FI portfolio

My FI portfolio now consists of CAD 185,388 (48.2%) in investments, CAD 196,674 (51.1%) in retirement accounts, and CAD 2,514 (0.7%) in cash.

Investments

Since my last update, my investments increased with CAD 6,948 (3.89%), of which CAD 5 was from contributions, and CAD 13,577 was from returns.

Since I started tracking, my total contributions have been CAD 219, and my total return has been CAD 529,645.

Retirement accounts

Since my last update, my retirement accounts increased with CAD 7,503 (3.97%), of which CAD 5 was from contributions , and CAD 54,188 was from returns.

Since I started tracking, my total contributions have been CAD 219, and my total return is CAD 1,206,907.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CAD 1,281 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
1,281/month
(4.0% SWR)
1,121/month
(3.5% SWR)
961/month
(3.0% SWR)


When can I retire?

FI date

My age

61

I am currently aiming to save/invest approximately CAD 461 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 2,219,951 in 12 years and 8 months, in , and at that time I will be 61 years old.

By that time I will have invested/saved another CAD 127,236, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 1,708,139


Financial independence forecast