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Net worth update per



This is papabear's #22 net worth update. Please check out my profile here for more information. As of , my net worth decreased to BGN 283,032 and my FI portfolio decreased to BGN 260,376


Net worth

BGN 283,032

Since the last update on my net worth has decreased with BGN -10,192 ( -3.48 %).

FI portfolio

BGN 260,376

Since the last update on my FI portfolio has decreased with BGN -11,751 ( -4.32 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in BGN.

I am now 32.5% on my way to achive my FIRE target of BGN 800,000. This is -1.5 percentage points closer, compared to the last net worth update.

BGN 260,376 FIRE target: BGN 800,000


32.5%


FI portfolio


My FI portfolio now consists of BGN 242,079 (93.0%) in investments, and BGN 18,297 (7.0%) in cash.

Investments

Since my last update, my investments decreased with BGN -12,665 (-4.97%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be BGN 867 for the rest of my life.


Monthly SWR amount
Retire today with (BGN)
867/month
(4.0% SWR)
759/month
(3.5% SWR)
650/month
(3.0% SWR)


When can I retire?


FI date


My age

34

I am currently aiming to save/invest approximately BGN 10,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of BGN 800,000 in 1 years and 7 months, in , and at that time I will be 34 years old.

By that time I will have invested/saved another BGN 430,000, while the rest will be return on my existing FI portfolio and the new investments, in total BGN 109,624


Financial independence forecast