Net worth update per

This is my #33 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 9,795,729 and my FI portfolio increased to INR 9,612,663

Net worth

INR 9,795,729

Since the last update on my net worth has increased with INR 182,090 (+ 1.89 %).

FI portfolio

INR 9,612,663

Since the last update on my FI portfolio has increased with INR 167,543 (+ 1.77 %).

The per-day change in net worth between the reported periods are shown in the plot below.

And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 13.7% on my way to achive my FIRE target of INR 70,000,000. This is 0.2 percentage points closer, compared to the last net worth update.

INR 9,612,663 FIRE target: INR 70,000,000


FI portfolio

My FI portfolio now consists of INR 6,369,016 (66.3%) in investments, INR 2,980,458 (31.0%) in retirement accounts, and INR 263,189 (2.7%) in cash.


Since my last update, my investments increased with INR 116,180 (1.86%).

Retirement accounts

Since my last update, my retirement accounts increased with INR 82,113 (2.83%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be INR 32,042 for the rest of my life.

Monthly SWR amount
Retire today with (INR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately INR 122,264 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 70,000,000 in 15 years and 4 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another INR 22,985,632, while the rest will be return on my existing FI portfolio and the new investments, in total INR 37,401,705

Financial independence forecast