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Net worth update per



This is gammj's #109 net worth update. Please check out my profile here for more information. As of , my net worth increased to CAD 375,519 and my FI portfolio increased to CAD 373,623


Net worth

CAD 375,519

Since the last update on my net worth has increased with CAD 13,374 (+ 3.69 %).

FI portfolio

CAD 373,623

Since the last update on my FI portfolio has increased with CAD 18,944 (+ 5.34 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.

I am now 21.3% on my way to achive my FIRE target of CAD 1,750,000. This is 1.1 percentage points closer, compared to the last net worth update.

CAD 373,623 FIRE target: CAD 1,750,000


21.3%


FI portfolio


My FI portfolio now consists of CAD 176,183 (47.2%) in investments, CAD 193,872 (51.9%) in retirement accounts, and CAD 3,568 (1.0%) in cash.

Investments

Since my last update, my investments increased with CAD 10,257 (6.18%), of which CAD 5 was from contributions, and CAD 8,378 was from returns.

Since I started tracking, my total contributions have been CAD 129, and my total return has been CAD 385,131.

Retirement accounts

Since my last update, my retirement accounts increased with CAD 9,627 (5.23%), of which CAD 5 was from contributions , and CAD 33,467 was from returns.

Since I started tracking, my total contributions have been CAD 129, and my total return is CAD 843,133.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CAD 1,245 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
1,245/month
(4.0% SWR)
1,089/month
(3.5% SWR)
934/month
(3.0% SWR)


When can I retire?


FI date


My age

58

I am currently aiming to save/invest approximately CAD 461 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 1,750,000 in 10 years and 10 months, in , and at that time I will be 58 years old.

By that time I will have invested/saved another CAD 111,101, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 1,265,276


Financial independence forecast