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Net worth update per


This is Falco's #314 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 257,831 and my FI portfolio decreased to USD 257,831


Net worth

USD 257,831

Since the last update on my net worth has decreased with USD -8,083 ( -3.04 %).

FI portfolio

USD 257,831

Since the last update on my FI portfolio has decreased with USD -8,083 ( -3.04 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 3,973 -74 3,899
Investments 68,717 -3,134 65,583
Retirement acc 193,224 -4,875 188,349
Real estate 0 0 0
Other assets 0 0 0
Total assets 265,914 -8,083 257,831

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 10,638 -6,739 3,899
Investments 73,810 -8,227 65,583
Retirement acc 199,896 -11,547 188,349
Real estate 0 0 0
Other assets 0 0 0
Total assets 284,344 -26,513 257,831

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -16,603 3,899
Investments 22,774 +42,809 65,583
Retirement acc 141,441 +46,908 188,349
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +73,114 257,831

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 51.6% on my way to achive my FIRE target of USD 500,000. This is -1.6 percentage points closer, compared to the last net worth update.

USD 257,831 FIRE target: USD 500,000


51.6%

FI portfolio

My FI portfolio now consists of USD 65,583 (25.4%) in investments, USD 188,349 (73.1%) in retirement accounts, and USD 3,899 (1.5%) in cash.

Investments

Since my last update, my investments decreased with USD -3,134 (-4.56%), of which USD 100 was from contributions, and USD 432 was from returns.

Since I started tracking, my total contributions have been USD 52,393, and my total return has been USD 22,945.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -4,875 (-2.52%), of which USD 134 was from contributions , and USD 1,277 was from returns.

Since I started tracking, my total contributions have been USD 25,090, and my total return is USD 120,249.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 859 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
859/month
(4.0% SWR)
752/month
(3.5% SWR)
644/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 2 years and 11 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 96,600, while the rest will be return on my existing FI portfolio and the new investments, in total USD 145,569


Financial independence forecast