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Net worth update per



This is ced's #12 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 1,075,386 and my FI portfolio increased to EUR 625,386


Net worth

EUR 1,075,386

Since the last update on my net worth has increased with EUR 6,562 (+ 0.61 %).

FI portfolio

EUR 625,386

Since the last update on my FI portfolio has increased with EUR 6,562 (+ 1.06 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 62.5% on my way to achive my FIRE target of EUR 1,000,000. This is 0.7 percentage points closer, compared to the last net worth update.

EUR 625,386 FIRE target: EUR 1,000,000


62.5%


FI portfolio


My FI portfolio now consists of EUR 142,903 (22.9%) in investments, EUR 8,632 (1.4%) in retirement accounts, and EUR 473,851 (75.8%) in cash.

Investments

Since my last update, my investments increased with EUR 14,834 (11.58%).

Retirement accounts

Since my last update, my retirement accounts decreased with EUR -411 (-4.54%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 2,084 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
2,084/month
(4.0% SWR)
1,824/month
(3.5% SWR)
1,563/month
(3.0% SWR)


When can I retire?


FI date


My age

39

I am currently aiming to save/invest approximately EUR 2,000 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 4 years and 7 months, in , and at that time I will be 39 years old.

By that time I will have invested/saved another EUR 186,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 188,614


Financial independence forecast