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Net worth update per



This is gammj's #104 net worth update. Please check out my profile here for more information. As of , my net worth decreased to CAD 335,238 and my FI portfolio increased to CAD 322,653


Net worth

CAD 335,238

Since the last update on my net worth has decreased with CAD -5,529 ( -1.62 %).

FI portfolio

CAD 322,653

Since the last update on my FI portfolio has increased with CAD 9,425 (+ 3.01 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.

I am now 18.4% on my way to achive my FIRE target of CAD 1,750,000. This is 0.5 percentage points closer, compared to the last net worth update.

CAD 322,653 FIRE target: CAD 1,750,000


18.4%


FI portfolio


My FI portfolio now consists of CAD 146,698 (45.5%) in investments, CAD 175,955 (54.5%) in retirement accounts, and CAD 0 (0.0%) in cash.

Investments

Since my last update, my investments increased with CAD 13,504 (10.14%), of which CAD 5 was from contributions, and CAD -6,585 was from returns.

Since I started tracking, my total contributions have been CAD 139, and my total return has been CAD 387,032.

Retirement accounts

Since my last update, my retirement accounts decreased with CAD -2,439 (-1.37%), of which CAD 5 was from contributions , and CAD -15,848 was from returns.

Since I started tracking, my total contributions have been CAD 139, and my total return is CAD 855,555.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CAD 1,075 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
1,075/month
(4.0% SWR)
941/month
(3.5% SWR)
806/month
(3.0% SWR)


When can I retire?


FI date


My age

59

I am currently aiming to save/invest approximately CAD 461 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 1,750,000 in 12 years and 0 months, in , and at that time I will be 59 years old.

By that time I will have invested/saved another CAD 120,321, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 1,307,026


Financial independence forecast