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Net worth update per


This is FIRELINE's #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 330,270 and my FI portfolio increased to CHF 330,270


Net worth

CHF 330,270

Since the last update on my net worth has increased with CHF 9,496 (+ 2.96 %).

FI portfolio

CHF 330,270

Since the last update on my FI portfolio has increased with CHF 9,496 (+ 2.96 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 87,104 -23,902 63,202
Investments 136,924 +22,037 158,961
Retirement acc 96,746 +11,361 108,107
Real estate 0 0 0
Other assets 0 0 0
Total assets 320,774 +9,496 330,270

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 87,104 -23,902 63,202
Investments 136,924 +22,037 158,961
Retirement acc 96,746 +11,361 108,107
Real estate 0 0 0
Other assets 0 0 0
Total assets 320,774 +9,496 330,270

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 87,104 -23,902 63,202
Investments 136,924 +22,037 158,961
Retirement acc 96,746 +11,361 108,107
Real estate 0 0 0
Other assets 0 0 0
Total assets 320,774 +9,496 330,270

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 33.0% on my way to achive my FIRE target of CHF 1,000,000. This is 0.9 percentage points closer, compared to the last net worth update.

CHF 330,270 FIRE target: CHF 1,000,000


33.0%

FI portfolio

My FI portfolio now consists of CHF 158,961 (48.1%) in investments, CHF 108,107 (32.7%) in retirement accounts, and CHF 63,202 (19.1%) in cash.

Investments

Since my last update, my investments increased with CHF 22,037 (16.09%).

Since I started tracking, my total contributions have been CHF 7,029, and my total return has been CHF 263,485.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 11,361 (11.74%).

Since I started tracking, my total contributions have been CHF 14,342, and my total return is CHF 176,145.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 1,100 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
1,100/month
(4.0% SWR)
963/month
(3.5% SWR)
825/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately CHF 6,400 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in 2 years and 11 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another CHF 480,000, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 189,730


Financial independence forecast