Net worth update per



This is my #23 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 8,303,452 and my FI portfolio increased to INR 6,621,388


Net worth

INR 8,303,452

Since the last update on my net worth has increased with INR 318,127 (+ 3.98 %).

FI portfolio

INR 6,621,388

Since the last update on my FI portfolio has increased with INR 313,323 (+ 4.97 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 11.0% on my way to achive my FIRE target of INR 60,000,000. This is 0.5 percentage points closer, compared to the last net worth update.

INR 6,621,388 FIRE target: INR 60,000,000


11.0%


FI portfolio


My FI portfolio now consists of INR 6,238,130 (94.2%) in investments, INR 383,258 (5.8%) in retirement accounts, and INR 0 (0.0%) in cash.

Investments

Since my last update, my investments increased with INR 270,365 (4.53%).

Since I started tracking, my total contributions have been INR 123,587, and my total return has been INR 4,342,257.

Retirement accounts

Since my last update, my retirement accounts increased with INR 70,000 (22.35%).

Since I started tracking, my total contributions have been INR 7,360, and my total return is INR 361,659.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be INR 22,071 for the rest of my life.


Monthly SWR amount
Retire today with (INR)
22,071/month
(4.0% SWR)
19,312/month
(3.5% SWR)
16,553/month
(3.0% SWR)


When can I retire?


FI date


My age

45

I am currently aiming to save/invest approximately INR 90,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 60,000,000 in 15 years and 10 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another INR 17,550,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 35,828,612


Financial independence forecast