Net worth update per



This is my #37 net worth update. Please check out my profile here for more information. As of , my net worth increased to NOK 9,943,992 and my FI portfolio increased to NOK 6,604,992


Net worth

NOK 9,943,992

Since the last update on my net worth has increased with NOK 591,992 (+ 6.33 %).

FI portfolio

NOK 6,604,992

Since the last update on my FI portfolio has increased with NOK 591,992 (+ 9.85 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in NOK.

I am now 26.4% on my way to achive my FIRE target of NOK 25,000,000. This is 2.4 percentage points closer, compared to the last net worth update.

NOK 6,604,992 FIRE target: NOK 25,000,000


26.4%


FI portfolio


My FI portfolio now consists of NOK 4,614,000 (69.9%) in investments, NOK 831,992 (12.6%) in retirement accounts, and NOK 1,159,000 (17.5%) in cash.

Investments

Since my last update, my investments increased with NOK 206,000 (4.67%).

Since I started tracking, my total contributions have been NOK 34,000, and my total return has been NOK 3,128,000.

Retirement accounts

Since my last update, my retirement accounts decreased with NOK -5,008 (-0.6%).

Since I started tracking, my total contributions have been NOK 271,200, and my total return is NOK 247,800.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be NOK 22,016 for the rest of my life.


Monthly SWR amount
Retire today with (NOK)
22,016/month
(4.0% SWR)
19,264/month
(3.5% SWR)
16,512/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately NOK 40,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of NOK 25,000,000 in 9 years and 11 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another NOK 4,920,000, while the rest will be return on my existing FI portfolio and the new investments, in total NOK 13,475,008


Financial independence forecast