Net worth update per

This is my #35 net worth update. Please check out my profile here for more information. As of , my net worth decreased to NOK 3,133,043 and my FI portfolio decreased to NOK 3,023,043

Net worth

NOK 3,133,043

Since the last update on my net worth has decreased with NOK -122,271 ( -3.76 %).

FI portfolio

NOK 3,023,043

Since the last update on my FI portfolio has decreased with NOK -122,271 ( -3.89 %).

The per-day change in net worth between the reported periods are shown in the plot below.

And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in NOK.

I am now 60.5% on my way to achive my FIRE target of NOK 5,000,000. This is -2.4 percentage points closer, compared to the last net worth update.

NOK 3,023,043 FIRE target: NOK 5,000,000


FI portfolio

My FI portfolio now consists of NOK 2,735,147 (90.5%) in investments, and NOK 287,896 (9.5%) in cash.


Since my last update, my investments increased with NOK 7,692 (0.28%), of which NOK 50,289 was from contributions, and NOK 156,713 was from returns.

Since I started tracking, my total contributions have been NOK 2,162,353, and my total return has been NOK 851,875.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be NOK 10,076 for the rest of my life.

Monthly SWR amount
Retire today with (NOK)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately NOK 35,000 each month.

Assuming an annual return of 20% on my investments and my retirement accounts, I aim to reach my FIRE target of NOK 5,000,000 in 1 years and 3 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another NOK 735,000, while the rest will be return on my existing FI portfolio and the new investments, in total NOK 1,241,957

Financial independence forecast