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Net worth update per



This is LHJay's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was GBP 134,440 and my FI portfolio was GBP 105,072.


Net worth

GBP 134,440

FI portfolio

GBP 105,072

I am now 14.0% on my way to achive my FIRE target of GBP 750,000.

GBP 105,072 FIRE target: GBP 750,000


14.0%

FI portfolio


My FI portfolio now consists of GBP 12,000 (11.4%) in investments, GBP 25,742 (24.5%) in retirement accounts, and GBP 67,330 (64.1%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be GBP 350 for the rest of my life.

Retire today with (GBP)
350/month
(4.0% SWR)
306/month
(3.5% SWR)
262/month
(3.0% SWR)


When can I retire?


FI date


My age

44

I am currently aiming to save/invest approximately GBP 1,300 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 750,000 in 12 years and 2 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another GBP 224,900, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 420,028


Financial independence forecast