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Net worth update per



This is gammj's #85 net worth update. Please check out my profile here for more information. As of , my net worth increased to CAD 261,652 and my FI portfolio increased to CAD 229,547


Net worth

CAD 261,652

Since the last update on my net worth has increased with CAD 5,823 (+ 2.28 %).

FI portfolio

CAD 229,547

Since the last update on my FI portfolio has increased with CAD 11,758 (+ 5.4 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.

I am now 13.1% on my way to achive my FIRE target of CAD 1,750,000. This is 0.7 percentage points closer, compared to the last net worth update.

CAD 229,547 FIRE target: CAD 1,750,000


13.1%


FI portfolio


My FI portfolio now consists of CAD 80,416 (35.0%) in investments, CAD 140,713 (61.3%) in retirement accounts, and CAD 8,418 (3.7%) in cash.

Investments

Since my last update, my investments increased with CAD 7,250 (9.91%), of which CAD 5 was from contributions, and CAD 8,378 was from returns.

Since I started tracking, my total contributions have been CAD 129, and my total return has been CAD 385,131.

Retirement accounts

Since my last update, my retirement accounts increased with CAD 2,961 (2.15%), of which CAD 5 was from contributions , and CAD 33,467 was from returns.

Since I started tracking, my total contributions have been CAD 129, and my total return is CAD 843,133.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CAD 765 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
765/month
(4.0% SWR)
669/month
(3.5% SWR)
573/month
(3.0% SWR)


When can I retire?


FI date


My age

61

I am currently aiming to save/invest approximately CAD 461 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 1,750,000 in 14 years and 8 months, in , and at that time I will be 61 years old.

By that time I will have invested/saved another CAD 142,910, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 1,377,543


Financial independence forecast