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Net worth update per


This is RegenerativeEconomy's #2 net worth update. Please check out my profile here for more information. As of , my net worth decreased to DKK 941,704 and my FI portfolio decreased to DKK 836,552


Net worth

DKK 941,704

Since the last update on my net worth has decreased with DKK -61,967 ( -6.17 %).

FI portfolio

DKK 836,552

Since the last update on my FI portfolio has decreased with DKK -77,700 ( -8.5 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in DKK.
Change
Cash 203,420 -15,714 187,706
Investments 251,923 -37,520 214,403
Retirement acc 458,909 -24,466 434,443
Real estate 3,900,000 0 3,900,000
Other assets 41,838 + 4,847 46,685
Total assets 4,856,090 -72,853 4,783,237

Mortgage 2,976,045 0 2,976,045
Other debt 876,374 -10,886 865,488
Total debt 3,852,419 -10,886 3,841,533
Change
Cash 203,420 -15,714 187,706
Investments 251,923 -37,520 214,403
Retirement acc 458,909 -24,466 434,443
Real estate 3,900,000 0 3,900,000
Other assets 41,838 + 4,847 46,685
Total assets 4,856,090 -72,853 4,783,237

Mortgage 2,976,045 0 2,976,045
Other debt 876,374 -10,886 865,488
Total debt 3,852,419 -10,886 3,841,533
Change
Cash 203,420 -15,714 187,706
Investments 251,923 -37,520 214,403
Retirement acc 458,909 -24,466 434,443
Real estate 3,900,000 0 3,900,000
Other assets 41,838 + 4,847 46,685
Total assets 4,856,090 -72,853 4,783,237

Mortgage 2,976,045 0 2,976,045
Other debt 876,374 -10,886 865,488
Total debt 3,852,419 -10,886 3,841,533

I am now 4.6% on my way to achive my FIRE target of DKK 18,000,000. This is -0.4 percentage points closer, compared to the last net worth update.

DKK 836,552 FIRE target: DKK 18,000,000


4.6%

FI portfolio

My FI portfolio now consists of DKK 214,403 (25.6%) in investments, DKK 434,443 (51.9%) in retirement accounts, and DKK 187,706 (22.4%) in cash.

Investments

Since my last update, my investments decreased with DKK -37,520 (-14.89%), of which DKK -1,500 was from withdrawals, and DKK -25 was from returns.

Retirement accounts

Since my last update, my retirement accounts decreased with DKK -24,466 (-5.33%), of which DKK 22,584 was from contributions , and DKK -22,089 was from returns.

Since I started tracking, my total contributions have been DKK 561,842, and my total return is DKK -11,018.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be DKK 2,788 for the rest of my life.


Monthly SWR amount
Retire today with (DKK)
2,788/month
(4.0% SWR)
2,439/month
(3.5% SWR)
2,091/month
(3.0% SWR)


When can I retire?

FI date

My age

57

I am currently aiming to save/invest approximately DKK 25,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of DKK 18,000,000 in 18 years and 1 months, in , and at that time I will be 57 years old.

By that time I will have invested/saved another DKK 6,425,000, while the rest will be return on my existing FI portfolio and the new investments, in total DKK 10,738,448


Financial independence forecast