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Net worth update per



This is druidic68's #10 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 751,623 and my FI portfolio decreased to EUR 566,623


Net worth

EUR 751,623

Since the last update on my net worth has decreased with EUR -81,666 ( -9.8 %).

FI portfolio

EUR 566,623

Since the last update on my FI portfolio has decreased with EUR -82,561 ( -12.72 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 28.3% on my way to achive my FIRE target of EUR 2,000,000. This is -4.1 percentage points closer, compared to the last net worth update.

EUR 566,623 FIRE target: EUR 2,000,000


28.3%


FI portfolio


My FI portfolio now consists of EUR 502,000 (88.6%) in investments, EUR 56,923 (10.0%) in retirement accounts, and EUR 7,700 (1.4%) in cash.

Investments

Since my last update, my investments decreased with EUR -86,000 (-14.63%).

Retirement accounts

Since my last update, my retirement accounts increased with EUR 3,239 (6.03%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 1,888 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
1,888/month
(4.0% SWR)
1,652/month
(3.5% SWR)
1,416/month
(3.0% SWR)


When can I retire?


FI date


My age

55

I am currently aiming to save/invest approximately EUR 1,600 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 2,000,000 in 12 years and 1 months, in , and at that time I will be 55 years old.

By that time I will have invested/saved another EUR 275,200, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 1,158,177


Financial independence forecast