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Net worth update per


This is Falco's #282 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 263,561 and my FI portfolio decreased to USD 263,561


Net worth

USD 263,561

Since the last update on my net worth has decreased with USD -5,642 ( -2.1 %).

FI portfolio

USD 263,561

Since the last update on my FI portfolio has decreased with USD -5,642 ( -2.1 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 6,510 -81 6,429
Investments 70,152 -1,440 68,712
Retirement acc 192,541 -4,121 188,420
Real estate 0 0 0
Other assets 0 0 0
Total assets 269,203 -5,642 263,561

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 10,638 -4,209 6,429
Investments 73,810 -5,098 68,712
Retirement acc 199,896 -11,476 188,420
Real estate 0 0 0
Other assets 0 0 0
Total assets 284,344 -20,783 263,561

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -14,073 6,429
Investments 22,774 +45,938 68,712
Retirement acc 141,441 +46,979 188,420
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +78,844 263,561

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 52.7% on my way to achive my FIRE target of USD 500,000. This is -1.1 percentage points closer, compared to the last net worth update.

USD 263,561 FIRE target: USD 500,000


52.7%

FI portfolio

My FI portfolio now consists of USD 68,712 (26.1%) in investments, USD 188,420 (71.5%) in retirement accounts, and USD 6,429 (2.4%) in cash.

Investments

Since my last update, my investments decreased with USD -1,440 (-2.05%), of which USD 150 was from contributions, and USD -69 was from returns.

Since I started tracking, my total contributions have been USD 49,093, and my total return has been USD 6,378.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -4,121 (-2.14%), of which USD 132 was from contributions , and USD -151 was from returns.

Since I started tracking, my total contributions have been USD 20,223, and my total return is USD 70,436.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 878 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
878/month
(4.0% SWR)
768/month
(3.5% SWR)
658/month
(3.0% SWR)


When can I retire?

FI date

My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 3 years and 3 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 93,800, while the rest will be return on my existing FI portfolio and the new investments, in total USD 142,639


Financial independence forecast