Net worth update per



This is my #280 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 274,875 and my FI portfolio decreased to USD 274,875


Net worth

USD 274,875

Since the last update on my net worth has decreased with USD -3,983 ( -1.43 %).

FI portfolio

USD 274,875

Since the last update on my FI portfolio has decreased with USD -3,983 ( -1.43 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 55.0% on my way to achive my FIRE target of USD 500,000. This is -0.8 percentage points closer, compared to the last net worth update.

USD 274,875 FIRE target: USD 500,000


55.0%


FI portfolio


My FI portfolio now consists of USD 196,440 (71.5%) in investments, USD 71,870 (26.1%) in retirement accounts, and USD 6,565 (2.4%) in cash.

Investments

Since my last update, my investments increased with USD 123,420 (169.02%).

Since I started tracking, my total contributions have been USD 37,105, and my total return has been USD 4,694.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -127,403 (-63.93%).

Since I started tracking, my total contributions have been USD 8,000, and my total return is USD 36,231.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 916 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
916/month
(4.0% SWR)
801/month
(3.5% SWR)
687/month
(3.0% SWR)


When can I retire?


FI date


My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 4 years and 9 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 81,200, while the rest will be return on my existing FI portfolio and the new investments, in total USD 143,925


Financial independence forecast