Net worth update per



This is my #6 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 870,858 and my FI portfolio decreased to USD 584,100


Net worth

USD 870,858

Since the last update on my net worth has increased with USD 24,545 (+ 2.9 %).

FI portfolio

USD 584,100

Since the last update on my FI portfolio has decreased with USD -16,640 ( -2.77 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 11.7% on my way to achive my FIRE target of USD 5,000,000. This is -0.3 percentage points closer, compared to the last net worth update.

USD 584,100 FIRE target: USD 5,000,000


11.7%


FI portfolio


My FI portfolio now consists of USD 56,837 (9.7%) in investments, USD 464,423 (79.5%) in retirement accounts, and USD 62,840 (10.8%) in cash.

Investments

Since my last update, my investments decreased with USD -1,194 (-2.06%).

Since I started tracking, my total contributions have been USD 8,422, and my total return has been USD 415.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -16,333 (-3.4%), of which USD 2,000 was from contributions , and USD -18,333 was from returns.

Since I started tracking, my total contributions have been USD 13,563, and my total return is USD -22,140.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 1,947 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,947/month
(4.0% SWR)
1,703/month
(3.5% SWR)
1,460/month
(3.0% SWR)


When can I retire?


FI date


My age

54

I am currently aiming to save/invest approximately USD 4,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 5,000,000 in 19 years and 11 months, in , and at that time I will be 54 years old.

By that time I will have invested/saved another USD 960,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 3,455,900


Financial independence forecast