Net worth update per



This is my #279 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 278,858 and my FI portfolio increased to USD 278,858


Net worth

USD 278,858

Since the last update on my net worth has increased with USD 1,048 (+ 0.38 %).

FI portfolio

USD 278,858

Since the last update on my FI portfolio has increased with USD 1,048 (+ 0.38 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 55.8% on my way to achive my FIRE target of USD 500,000. This is 0.2 percentage points closer, compared to the last net worth update.

USD 278,858 FIRE target: USD 500,000


55.8%


FI portfolio


My FI portfolio now consists of USD 73,020 (26.2%) in investments, USD 199,273 (71.5%) in retirement accounts, and USD 6,565 (2.4%) in cash.

Investments

Since my last update, my investments increased with USD 756 (1.05%).

Since I started tracking, my total contributions have been USD 39,320, and my total return has been USD 719.

Retirement accounts

Since my last update, my retirement accounts increased with USD 292 (0.15%).

Since I started tracking, my total contributions have been USD 12,000, and my total return is USD 24,328.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 929 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
929/month
(4.0% SWR)
813/month
(3.5% SWR)
697/month
(3.0% SWR)


When can I retire?


FI date


My age

43

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 4 years and 2 months, in , and at that time I will be 43 years old.

By that time I will have invested/saved another USD 79,800, while the rest will be return on my existing FI portfolio and the new investments, in total USD 141,342


Financial independence forecast