Net worth update per



This is my #278 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 277,810 and my FI portfolio decreased to USD 277,810


Net worth

USD 277,810

Since the last update on my net worth has decreased with USD -677 ( -0.24 %).

FI portfolio

USD 277,810

Since the last update on my FI portfolio has decreased with USD -677 ( -0.24 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 55.6% on my way to achive my FIRE target of USD 500,000. This is -0.1 percentage points closer, compared to the last net worth update.

USD 277,810 FIRE target: USD 500,000


55.6%


FI portfolio


My FI portfolio now consists of USD 72,264 (26.0%) in investments, USD 198,981 (71.6%) in retirement accounts, and USD 6,565 (2.4%) in cash.

Investments

Since my last update, my investments increased with USD 503 (0.7%).

Since I started tracking, my total contributions have been USD 37,105, and my total return has been USD 4,694.

Retirement accounts

Since my last update, my retirement accounts increased with USD 721 (0.36%).

Since I started tracking, my total contributions have been USD 8,000, and my total return is USD 36,231.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 926 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
926/month
(4.0% SWR)
810/month
(3.5% SWR)
694/month
(3.0% SWR)


When can I retire?


FI date


My age

43

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 4 years and 8 months, in , and at that time I will be 43 years old.

By that time I will have invested/saved another USD 79,800, while the rest will be return on my existing FI portfolio and the new investments, in total USD 142,390


Financial independence forecast