Net worth update per



This is my #15 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 286,471 and my FI portfolio decreased to EUR 41,272


Net worth

EUR 286,471

Since the last update on my net worth has increased with EUR 433 (+ 0.15 %).

FI portfolio

EUR 41,272

Since the last update on my FI portfolio has decreased with EUR -9,567 ( -18.82 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 9.2% on my way to achive my FIRE target of EUR 450,000. This is -2.1 percentage points closer, compared to the last net worth update.

EUR 41,272 FIRE target: EUR 450,000


9.2%


FI portfolio


My FI portfolio now consists of EUR 32,869 (79.6%) in investments, EUR 7,903 (19.1%) in retirement accounts, and EUR 500 (1.2%) in cash.

Investments

Since my last update, my investments increased with EUR 3,733 (12.81%).

Since I started tracking, my total contributions have been EUR 5,500, and my total return has been EUR 22,724.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0.0%).

Since I started tracking, my total contributions have been EUR 0, and my total return is EUR 0.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 137 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
137/month
(4.0% SWR)
120/month
(3.5% SWR)
103/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately EUR 1,500 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 450,000 in 12 years and 3 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another EUR 222,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 186,728


Financial independence forecast