Net worth update per



This is my #25 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 603,000 and my FI portfolio increased to USD 569,000


Net worth

USD 603,000

Since the last update on my net worth has increased with USD 27,000 (+ 4.69 %).

FI portfolio

USD 569,000

Since the last update on my FI portfolio has increased with USD 29,000 (+ 5.37 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 56.9% on my way to achive my FIRE target of USD 1,000,000. This is 2.9 percentage points closer, compared to the last net worth update.

USD 569,000 FIRE target: USD 1,000,000


56.9%


FI portfolio


My FI portfolio now consists of USD 526,768 (92.6%) in investments, USD 42,232 (7.4%) in retirement accounts, and USD 0 (0.0%) in cash.

Investments

Since my last update, my investments decreased with USD -760 (-0.14%), of which USD -2,000 was from withdrawals, and USD 1,240 was from returns.

Since I started tracking, my total contributions have been USD 213,231, and my total return has been USD 183,537.

Retirement accounts

Since my last update, my retirement accounts increased with USD 29,760 (238.61%), of which USD 29,500 was from contributions , and USD 260 was from returns.

Since I started tracking, my total contributions have been USD 48,972, and my total return is USD -6,740.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 1,896 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,896/month
(4.0% SWR)
1,659/month
(3.5% SWR)
1,422/month
(3.0% SWR)


When can I retire?


FI date


My age

37

I am currently aiming to save/invest approximately USD 14,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,000,000 in 1 years and 9 months, in , and at that time I will be 37 years old.

By that time I will have invested/saved another USD 308,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 123,000


Financial independence forecast