Net worth update per

This is my #9 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 137,775 and my FI portfolio increased to GBP 24,712

Net worth

GBP 137,775

Since the last update on my net worth has increased with GBP 27,238 (+ 24.64 %).

FI portfolio

GBP 24,712

Since the last update on my FI portfolio has increased with GBP 2,569 (+ 11.6 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 1.9% on my way to achive my FIRE target of GBP 1,300,000. This is 0.2 percentage points closer, compared to the last net worth update.

GBP 24,712 FIRE target: GBP 1,300,000


FI portfolio

My FI portfolio now consists of GBP 17,477 (70.7%) in investments, GBP 7,154 (28.9%) in retirement accounts, and GBP 81 (0.3%) in cash.


Since my last update, my investments increased with GBP 2,270 (14.93%), of which GBP 1,800 was from contributions, and GBP 470 was from returns.

Since I started tracking, my total contributions have been GBP 13,462, and my total return has been GBP 2,349.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 349 (5.13%).

Since I started tracking, my total contributions have been GBP 0, and my total return is GBP 1,154.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 82 for the rest of my life.

Monthly SWR amount
Retire today with (GBP)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately GBP 1,666 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,300,000 in 18 years and 8 months, in , and at that time I will be 54 years old.

By that time I will have invested/saved another GBP 381,514, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 893,774

Financial independence forecast