Net worth update per



This is my #34 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 267,465 and my FI portfolio increased to GBP 274,588


Net worth

GBP 267,465

Since the last update on my net worth has increased with GBP 2,962 (+ 1.12 %).

FI portfolio

GBP 274,588

Since the last update on my FI portfolio has increased with GBP 2,962 (+ 1.09 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 45.8% on my way to achive my FIRE target of GBP 600,000. This is 0.5 percentage points closer, compared to the last net worth update.

GBP 274,588 FIRE target: GBP 600,000


45.8%


FI portfolio


My FI portfolio now consists of GBP 139,287 (50.7%) in investments, GBP 91,413 (33.3%) in retirement accounts, and GBP 43,888 (16.0%) in cash.

Investments

Since my last update, my investments increased with GBP 11,452 (8.96%), of which GBP 15,000 was from contributions, and GBP -4,249 was from returns.

Since I started tracking, my total contributions have been GBP 150,000, and my total return has been GBP 26,644.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 10,473 (12.94%).

Since I started tracking, my total contributions have been GBP 70,000, and my total return is GBP 9,912.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 915 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
915/month
(4.0% SWR)
800/month
(3.5% SWR)
686/month
(3.0% SWR)


When can I retire?


FI date


My age

33

I am currently aiming to save/invest approximately GBP 7,500 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 600,000 in 2 years and 5 months, in , and at that time I will be 33 years old.

By that time I will have invested/saved another GBP 255,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 70,412


Financial independence forecast