Net worth update per

This is my #96 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 84,732 and my FI portfolio increased to GBP 31,525

Net worth

GBP 84,732

Since the last update on my net worth has increased with GBP 3,814 (+ 4.71 %).

FI portfolio

GBP 31,525

Since the last update on my FI portfolio has increased with GBP 2,024 (+ 6.86 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 5.0% on my way to achive my FIRE target of GBP 625,000. This is 0.3 percentage points closer, compared to the last net worth update.

GBP 31,525 FIRE target: GBP 625,000


FI portfolio

My FI portfolio now consists of GBP 7,011 (22.2%) in investments, GBP 23,612 (74.9%) in retirement accounts, and GBP 902 (2.9%) in cash.


Since my last update, my investments increased with GBP 511 (7.86%).

Retirement accounts

Since my last update, my retirement accounts increased with GBP 2,717 (13.0%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 105 for the rest of my life.

Monthly SWR amount
Retire today with (GBP)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately GBP 920 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 625,000 in 19 years and 11 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another GBP 224,480, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 368,995

Financial independence forecast