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Net worth update per


This is chinook's #36 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 547,761 and my FI portfolio increased to GBP 547,761


Net worth

GBP 547,761

Since the last update on my net worth has increased with GBP 37,872 (+ 7.43 %).

FI portfolio

GBP 547,761

Since the last update on my FI portfolio has increased with GBP 37,872 (+ 7.43 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 104,087 -9,751 94,336
Investments 134,095 +5,812 139,907
Retirement acc 271,707 +41,811 313,518
Real estate 0 0 0
Other assets 0 0 0
Total assets 509,889 +37,872 547,761

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 104,087 -9,751 94,336
Investments 134,095 +5,812 139,907
Retirement acc 271,707 +41,811 313,518
Real estate 0 0 0
Other assets 0 0 0
Total assets 509,889 +37,872 547,761

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 100,000 -5,664 94,336
Investments 20,000 +119,907 139,907
Retirement acc 52,800 +260,718 313,518
Real estate 0 0 0
Other assets 0 0 0
Total assets 172,800 +374,961 547,761

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 54.8% on my way to achive my FIRE target of GBP 1,000,000. This is 3.8 percentage points closer, compared to the last net worth update.

GBP 547,761 FIRE target: GBP 1,000,000


54.8%

FI portfolio

My FI portfolio now consists of GBP 139,907 (25.5%) in investments, GBP 313,518 (57.2%) in retirement accounts, and GBP 94,336 (17.2%) in cash.

Investments

Since my last update, my investments increased with GBP 5,812 (4.33%), of which GBP 100 was from contributions, and GBP -13,738 was from returns.

Since I started tracking, my total contributions have been GBP 157,236, and my total return has been GBP 18,448.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 41,811 (15.39%), of which GBP 3,841 was from contributions , and GBP -38,284 was from returns.

Since I started tracking, my total contributions have been GBP 349,928, and my total return is GBP 158,924.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,825 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,825/month
(4.0% SWR)
1,597/month
(3.5% SWR)
1,369/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately GBP 5,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 0 years and 11 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another GBP 270,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 182,239


Financial independence forecast