Net worth update per



This is my #36 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 547,761 and my FI portfolio increased to GBP 547,761


Net worth

GBP 547,761

Since the last update on my net worth has increased with GBP 37,872 (+ 7.43 %).

FI portfolio

GBP 547,761

Since the last update on my FI portfolio has increased with GBP 37,872 (+ 7.43 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 54.8% on my way to achive my FIRE target of GBP 1,000,000. This is 3.8 percentage points closer, compared to the last net worth update.

GBP 547,761 FIRE target: GBP 1,000,000


54.8%


FI portfolio


My FI portfolio now consists of GBP 139,907 (25.5%) in investments, GBP 313,518 (57.2%) in retirement accounts, and GBP 94,336 (17.2%) in cash.

Investments

Since my last update, my investments increased with GBP 5,812 (4.33%), of which GBP 3,000 was from contributions, and GBP -3,148 was from returns.

Since I started tracking, my total contributions have been GBP 81,936, and my total return has been GBP 30,824.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 41,811 (15.39%), of which GBP 3,005 was from contributions , and GBP -7,862 was from returns.

Since I started tracking, my total contributions have been GBP 193,026, and my total return is GBP 61,735.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,825 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,825/month
(4.0% SWR)
1,597/month
(3.5% SWR)
1,369/month
(3.0% SWR)


When can I retire?


FI date


My age

51

I am currently aiming to save/invest approximately GBP 3,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 5 years and 5 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another GBP 210,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 242,239


Financial independence forecast