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Net worth update per


This is mildSyrup4's #24 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 576,000 and my FI portfolio increased to USD 540,000


Net worth

USD 576,000

Since the last update on my net worth has increased with USD 19,000 (+ 3.41 %).

FI portfolio

USD 540,000

Since the last update on my FI portfolio has increased with USD 19,000 (+ 3.65 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 0 0 0
Investments 520,106 +7,422 527,528
Retirement acc 894 +11,578 12,472
Real estate 0 0 0
Other assets 36,000 0 36,000
Total assets 557,000 +19,000 576,000

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 0 0 0
Investments 383,000 +144,528 527,528
Retirement acc 0 +12,472 12,472
Real estate 0 0 0
Other assets 19,000 + 17,000 36,000
Total assets 402,000 +174,000 576,000

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 0 0 0
Investments 130,000 +397,528 527,528
Retirement acc 0 +12,472 12,472
Real estate 0 0 0
Other assets 78,000 -42,000 36,000
Total assets 208,000 +368,000 576,000

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 36.0% on my way to achive my FIRE target of USD 1,500,000. This is 1.3 percentage points closer, compared to the last net worth update.

USD 540,000 FIRE target: USD 1,500,000


36.0%

FI portfolio

My FI portfolio now consists of USD 527,528 (97.7%) in investments, USD 12,472 (2.3%) in retirement accounts, and USD 0 (0.0%) in cash.

Investments

Since my last update, my investments increased with USD 7,422 (1.43%), of which USD 2,170 was from contributions, and USD -6,970 was from returns.

Since I started tracking, my total contributions have been USD 606,040, and my total return has been USD 401,018.

Retirement accounts

Since my last update, my retirement accounts increased with USD 11,578 (1295.08%), of which USD 2,653 was from contributions , and USD 7,147 was from returns.

Since I started tracking, my total contributions have been USD 178,523, and my total return is USD 42,419.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,800 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,800/month
(4.0% SWR)
1,575/month
(3.5% SWR)
1,350/month
(3.0% SWR)


When can I retire?

FI date

My age

38

I am currently aiming to save/invest approximately USD 25,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,500,000 in -1 years and 0 months, in , and at that time I will be 38 years old.

By that time I will have invested/saved another USD 725,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 235,000


Financial independence forecast