Net worth update per



This is my #29 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 557,030 and my FI portfolio decreased to CHF 959,249


Net worth

CHF 557,030

Since the last update on my net worth has increased with CHF 2,197 (+ 0.4 %).

FI portfolio

CHF 959,249

Since the last update on my FI portfolio has decreased with CHF -122 ( -0.01 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.

I am now 79.9% on my way to achive my FIRE target of CHF 1,200,000. This is -0.0 percentage points closer, compared to the last net worth update.

CHF 959,249 FIRE target: CHF 1,200,000


79.9%


FI portfolio


My FI portfolio now consists of CHF 732,417 (76.4%) in investments, CHF 124,398 (13.0%) in retirement accounts, and CHF 102,434 (10.7%) in cash.

Investments

Since my last update, my investments decreased with CHF -3,816 (-0.52%), of which CHF 28,192 was from contributions, and CHF 54,754 was from returns.

Since I started tracking, my total contributions have been CHF 176,299, and my total return has been CHF 226,564.

Retirement accounts

Since my last update, my retirement accounts decreased with CHF -569 (-0.46%).

Since I started tracking, my total contributions have been CHF 6,833, and my total return is CHF 37,964.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CHF 3,197 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
3,197/month
(4.0% SWR)
2,797/month
(3.5% SWR)
2,398/month
(3.0% SWR)


When can I retire?


FI date


My age

37

I am currently aiming to save/invest approximately CHF 6,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,200,000 in 1 years and 6 months, in , and at that time I will be 37 years old.

By that time I will have invested/saved another CHF 120,000, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 120,751


Financial independence forecast