Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is Finanzgedanken's #29 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 557,030 and my FI portfolio decreased to CHF 959,249


Net worth

CHF 557,030

Since the last update on my net worth has increased with CHF 2,197 (+ 0.4 %).

FI portfolio

CHF 959,249

Since the last update on my FI portfolio has decreased with CHF -122 ( -0.01 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 98,171 +4,263 102,434
Investments 736,233 -3,816 732,417
Retirement acc 124,967 -569 124,398
Real estate 0 0 0
Other assets 37,371 -169 37,202
Total assets 996,742 -291 996,451

Mortgage 441,900 -2,788 439,112
Other debt 9 + 300 309
Total debt 441,909 + -2,488 439,421
Change
Cash 87,558 +14,876 102,434
Investments 577,053 +155,364 732,417
Retirement acc 98,169 +26,229 124,398
Real estate 0 0 0
Other assets 40,591 -3,389 37,202
Total assets 803,371 +193,080 996,451

Mortgage 361,137 77,975 439,112
Other debt 65 + 244 309
Total debt 361,202 + 78,219 439,421
Change
Cash 65,826 +36,608 102,434
Investments 412,500 +319,917 732,417
Retirement acc 82,055 +42,343 124,398
Real estate 0 0 0
Other assets 59,134 -21,932 37,202
Total assets 619,515 +376,936 996,451

Mortgage 284,508 154,604 439,112
Other debt 3,134 -2,825 309
Total debt 287,642 + 151,779 439,421

I am now 79.9% on my way to achive my FIRE target of CHF 1,200,000. This is -0.0 percentage points closer, compared to the last net worth update.

CHF 959,249 FIRE target: CHF 1,200,000


79.9%

FI portfolio

My FI portfolio now consists of CHF 732,417 (76.4%) in investments, CHF 124,398 (13.0%) in retirement accounts, and CHF 102,434 (10.7%) in cash.

Investments

Since my last update, my investments decreased with CHF -3,816 (-0.52%), of which CHF 10,000 was from contributions, and CHF -10,703 was from returns.

Since I started tracking, my total contributions have been CHF 326,898, and my total return has been CHF 147,031.

Retirement accounts

Since my last update, my retirement accounts decreased with CHF -569 (-0.46%), of which CHF 588 was from contributions , and CHF -64 was from returns.

Since I started tracking, my total contributions have been CHF 26,958, and my total return is CHF 35,611.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 3,197 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
3,197/month
(4.0% SWR)
2,797/month
(3.5% SWR)
2,398/month
(3.0% SWR)


When can I retire?

FI date

My age

37

I am currently aiming to save/invest approximately CHF 6,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,200,000 in -2 years and -3 months, in , and at that time I will be 37 years old.

By that time I will have invested/saved another CHF 120,000, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 120,751


Financial independence forecast