Net worth update per

This is my #24 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 302,083 and my FI portfolio decreased to AUD 195,077

Net worth

AUD 302,083

Since the last update on my net worth has decreased with AUD -28,830 ( -8.71 %).

FI portfolio

AUD 195,077

Since the last update on my FI portfolio has decreased with AUD -88,652 ( -31.25 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 9.8% on my way to achive my FIRE target of AUD 2,000,000. This is -4.4 percentage points closer, compared to the last net worth update.

AUD 195,077 FIRE target: AUD 2,000,000


FI portfolio

My FI portfolio now consists of AUD 28,346 (14.5%) in investments, AUD 158,097 (81.0%) in retirement accounts, and AUD 8,634 (4.4%) in cash.


Since my last update, my investments decreased with AUD -32 (-0.11%).

Since I started tracking, my total contributions have been AUD 3,732, and my total return has been AUD 9,980.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 501 (0.32%).

Since I started tracking, my total contributions have been AUD 23,316, and my total return is AUD 50,087.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 650 for the rest of my life.

Monthly SWR amount
Retire today with (AUD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately AUD 1,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 19 years and 3 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 233,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 1,571,923

Financial independence forecast