Net worth update per



This is my #12 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 129,736 and my FI portfolio decreased to EUR 129,736


Net worth

EUR 129,736

Since the last update on my net worth has decreased with EUR -1,545 ( -1.18 %).

FI portfolio

EUR 129,736

Since the last update on my FI portfolio has decreased with EUR -1,545 ( -1.18 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 13.0% on my way to achive my FIRE target of EUR 1,000,000. This is -0.2 percentage points closer, compared to the last net worth update.

EUR 129,736 FIRE target: EUR 1,000,000


13.0%


FI portfolio


My FI portfolio now consists of EUR 108,837 (83.9%) in investments, EUR 8,205 (6.3%) in retirement accounts, and EUR 12,694 (9.8%) in cash.

Investments

Since my last update, my investments decreased with EUR -190 (-0.17%), of which EUR 600 was from contributions, and EUR 2,685 was from returns.

Since I started tracking, my total contributions have been EUR 26,670, and my total return has been EUR 9,669.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR -94 (-1.13%).

Since I started tracking, my total contributions have been EUR 0, and my total return is EUR 975.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 432 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
432/month
(4.0% SWR)
378/month
(3.5% SWR)
324/month
(3.0% SWR)


When can I retire?


FI date


My age

47

I am currently aiming to save/invest approximately EUR 1,100 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 19 years and 0 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another EUR 254,100, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 616,164


Financial independence forecast