Net worth update per

This is my #32 net worth update. Please check out my profile here for more information. As of , my net worth increased to NOK 3,362,885 and my FI portfolio increased to NOK 3,232,885

Net worth

NOK 3,362,885

Since the last update on my net worth has increased with NOK 162,729 (+ 5.09 %).

FI portfolio

NOK 3,232,885

Since the last update on my FI portfolio has increased with NOK 162,729 (+ 5.3 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in NOK.

I am now 64.7% on my way to achive my FIRE target of NOK 5,000,000. This is 3.3 percentage points closer, compared to the last net worth update.

NOK 3,232,885 FIRE target: NOK 5,000,000


FI portfolio

My FI portfolio now consists of NOK 2,509,091 (77.6%) in investments, and NOK 723,794 (22.4%) in cash.


Since my last update, my investments increased with NOK 178,294 (7.65%), of which NOK 172,314 was from contributions, and NOK -62,549 was from returns.

Since I started tracking, my total contributions have been NOK 1,395,021, and my total return has been NOK 1,223,835.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be NOK 10,776 for the rest of my life.

Monthly SWR amount
Retire today with (NOK)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately NOK 35,000 each month.

Assuming an annual return of 20% on my investments and my retirement accounts, I aim to reach my FIRE target of NOK 5,000,000 in 1 years and 6 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another NOK 700,000, while the rest will be return on my existing FI portfolio and the new investments, in total NOK 1,067,115

Financial independence forecast