Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is k3nsh1n78's #75 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 870,001 and my FI portfolio increased to AUD 541,571


Net worth

AUD 870,001

Since the last update on my net worth has increased with AUD 4,012 (+ 0.46 %).

FI portfolio

AUD 541,571

Since the last update on my FI portfolio has increased with AUD 3,412 (+ 0.63 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 239,800 +1,200 241,000
Investments 92,975 +122 93,097
Retirement acc 205,384 +2,090 207,474
Real estate 1,585,000 0 1,585,000
Other assets 24,550 -100 24,450
Total assets 2,147,709 +3,312 2,151,021

Mortgage 1,281,720 -700 1,281,020
Other debt 0 0 0
Total debt 1,281,720 -700 1,281,020
Change
Cash 193,950 +47,050 241,000
Investments 52,443 +40,654 93,097
Retirement acc 159,480 +47,994 207,474
Real estate 1,585,000 0 1,585,000
Other assets 34,040 -9,590 24,450
Total assets 2,024,913 +126,108 2,151,021

Mortgage 1,294,170 -13,150 1,281,020
Other debt 0 0 0
Total debt 1,294,170 -13,150 1,281,020
Change
Cash 147,750 +93,250 241,000
Investments 37,355 +55,742 93,097
Retirement acc 136,402 +71,072 207,474
Real estate 1,585,000 0 1,585,000
Other assets 37,280 -12,830 24,450
Total assets 1,943,787 +207,234 2,151,021

Mortgage 1,300,865 -19,845 1,281,020
Other debt 0 0 0
Total debt 1,300,865 -19,845 1,281,020

I am now 36.1% on my way to achive my FIRE target of AUD 1,500,000. This is 0.2 percentage points closer, compared to the last net worth update.

AUD 541,571 FIRE target: AUD 1,500,000


36.1%

FI portfolio

My FI portfolio now consists of AUD 93,097 (17.2%) in investments, AUD 207,474 (38.3%) in retirement accounts, and AUD 241,000 (44.5%) in cash.

Investments

Since my last update, my investments increased with AUD 122 (0.13%).

Since I started tracking, my total contributions have been AUD 221,495, and my total return has been AUD -245,215.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 2,090 (1.02%), of which AUD 2,233 was from contributions , and AUD -6,788 was from returns.

Since I started tracking, my total contributions have been AUD 144,919, and my total return is AUD 73,383.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,805 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,805/month
(4.0% SWR)
1,579/month
(3.5% SWR)
1,353/month
(3.0% SWR)


When can I retire?

FI date

My age

49

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 3 years and 10 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another AUD 608,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 350,429


Financial independence forecast