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This is hdjshakdh's #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 4,182,261 and my FI portfolio increased to USD 3,364,665


Net worth

USD 4,182,261

Since the last update on my net worth has increased with USD 359,613 (+ 9.41 %).

FI portfolio

USD 3,364,665

Since the last update on my FI portfolio has increased with USD 474,413 (+ 16.41 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 129,885 +55,115 185,000
Investments 1,981,921 +386,079 2,368,000
Retirement acc 778,446 +33,219 811,665
Real estate 1,618,000 -168,000 1,450,000
Other assets 0 + 57,000 57,000
Total assets 4,508,252 +363,413 4,871,665

Mortgage 679,804 -3,400 676,404
Other debt 5,800 + 7,200 13,000
Total debt 685,604 + 3,800 689,404
Change
Cash 263,000 -78,000 185,000
Investments 1,623,000 +745,000 2,368,000
Retirement acc 772,000 +39,665 811,665
Real estate 1,591,000 -141,000 1,450,000
Other assets 0 + 57,000 57,000
Total assets 4,249,000 +622,665 4,871,665

Mortgage 700,000 -23,596 676,404
Other debt 9,000 + 4,000 13,000
Total debt 709,000 + -19,596 689,404
Change
Cash 263,000 -78,000 185,000
Investments 1,623,000 +745,000 2,368,000
Retirement acc 772,000 +39,665 811,665
Real estate 1,591,000 -141,000 1,450,000
Other assets 0 + 57,000 57,000
Total assets 4,249,000 +622,665 4,871,665

Mortgage 700,000 -23,596 676,404
Other debt 9,000 + 4,000 13,000
Total debt 709,000 -19,596 689,404

I am now 67.3% on my way to achive my FIRE target of USD 5,000,000. This is 9.5 percentage points closer, compared to the last net worth update.

USD 3,364,665 FIRE target: USD 5,000,000


67.3%

FI portfolio

My FI portfolio now consists of USD 2,368,000 (70.4%) in investments, USD 811,665 (24.1%) in retirement accounts, and USD 185,000 (5.5%) in cash.

Investments

Since my last update, my investments increased with USD 386,079 (19.48%).

Since I started tracking, my total contributions have been USD 1,224,921, and my total return has been USD -742,763.

Retirement accounts

Since my last update, my retirement accounts increased with USD 33,219 (4.27%).

Since I started tracking, my total contributions have been USD 41,446, and my total return is USD -94,667.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 11,215 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
11,215/month
(4.0% SWR)
9,813/month
(3.5% SWR)
8,411/month
(3.0% SWR)


When can I retire?

FI date

My age

43

I am currently aiming to save/invest approximately USD 20,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 5,000,000 in 0 years and 8 months, in , and at that time I will be 43 years old.

By that time I will have invested/saved another USD 760,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 875,335


Financial independence forecast