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Net worth update per


This is Falco's #245 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 288,195 and my FI portfolio increased to USD 288,195


Net worth

USD 288,195

Since the last update on my net worth has increased with USD 1,277 (+ 0.45 %).

FI portfolio

USD 288,195

Since the last update on my FI portfolio has increased with USD 1,277 (+ 0.45 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 16,175 0 16,175
Investments 73,132 +955 74,087
Retirement acc 197,611 +322 197,933
Real estate 0 0 0
Other assets 0 0 0
Total assets 286,918 +1,277 288,195

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 9,850 +6,325 16,175
Investments 41,949 +32,138 74,087
Retirement acc 156,929 +41,004 197,933
Real estate 0 0 0
Other assets 0 0 0
Total assets 208,728 +79,467 288,195

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -4,327 16,175
Investments 22,774 +51,313 74,087
Retirement acc 141,441 +56,492 197,933
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +103,478 288,195

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 57.6% on my way to achive my FIRE target of USD 500,000. This is 0.3 percentage points closer, compared to the last net worth update.

USD 288,195 FIRE target: USD 500,000


57.6%

FI portfolio

My FI portfolio now consists of USD 74,087 (25.7%) in investments, USD 197,933 (68.7%) in retirement accounts, and USD 16,175 (5.6%) in cash.

Investments

Since my last update, my investments increased with USD 955 (1.31%), of which USD 150 was from contributions, and USD -69 was from returns.

Since I started tracking, my total contributions have been USD 49,093, and my total return has been USD 6,378.

Retirement accounts

Since my last update, my retirement accounts increased with USD 322 (0.16%), of which USD 132 was from contributions , and USD -151 was from returns.

Since I started tracking, my total contributions have been USD 20,223, and my total return is USD 70,436.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 960 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
960/month
(4.0% SWR)
840/month
(3.5% SWR)
720/month
(3.0% SWR)


When can I retire?

FI date

My age

43

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 2 years and 5 months, in , and at that time I will be 43 years old.

By that time I will have invested/saved another USD 82,600, while the rest will be return on my existing FI portfolio and the new investments, in total USD 129,205


Financial independence forecast