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Net worth update per


This is FalcoPleurothallis's #238 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 285,502 and my FI portfolio increased to USD 285,502


Net worth

USD 285,502

Since the last update on my net worth has increased with USD 869 (+ 0.31 %).

FI portfolio

USD 285,502

Since the last update on my FI portfolio has increased with USD 869 (+ 0.31 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 15,132 0 15,132
Investments 73,161 +319 73,480
Retirement acc 196,340 +550 196,890
Real estate 0 0 0
Other assets 0 0 0
Total assets 284,633 +869 285,502

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 9,850 +5,282 15,132
Investments 41,949 +31,531 73,480
Retirement acc 156,929 +39,961 196,890
Real estate 0 0 0
Other assets 0 0 0
Total assets 208,728 +76,774 285,502

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -5,370 15,132
Investments 22,774 +50,706 73,480
Retirement acc 141,441 +55,449 196,890
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +100,785 285,502

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 39.1% on my way to achive my FIRE target of USD 730,000. This is 0.1 percentage points closer, compared to the last net worth update.

USD 285,502 FIRE target: USD 730,000


39.1%

FI portfolio

My FI portfolio now consists of USD 73,480 (25.7%) in investments, USD 196,890 (69.0%) in retirement accounts, and USD 15,132 (5.3%) in cash.

Investments

Since my last update, my investments increased with USD 319 (0.44%).

Since I started tracking, my total contributions have been USD 60,176, and my total return has been USD 50,982.

Retirement accounts

Since my last update, my retirement accounts increased with USD 550 (0.28%), of which USD 238 was from contributions , and USD -238 was from returns.

Since I started tracking, my total contributions have been USD 46,383, and my total return is USD 199,252.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 951 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
951/month
(4.0% SWR)
832/month
(3.5% SWR)
713/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately USD 2,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 730,000 in 3 years and 2 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another USD 188,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 256,498


Financial independence forecast