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Net worth update per


This is Roadtriptofire's #10 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 561,785 and my FI portfolio increased to EUR 362,785


Net worth

EUR 561,785

Since the last update on my net worth has increased with EUR 13,328 (+ 2.43 %).

FI portfolio

EUR 362,785

Since the last update on my FI portfolio has increased with EUR 13,328 (+ 3.81 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 127,626 -4,119 123,507
Investments 194,281 +17,447 211,728
Retirement acc 27,550 0 27,550
Real estate 199,000 0 199,000
Other assets 0 0 0
Total assets 548,457 +13,328 561,785

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 177,000 -53,493 123,507
Investments 98,110 +113,618 211,728
Retirement acc 27,550 0 27,550
Real estate 185,000 + 14,000 199,000
Other assets 4,200 -4,200 0
Total assets 491,860 +69,925 561,785

Mortgage 4,855 -4,855 0
Other debt 0 0 0
Total debt 4,855 -4,855 0
Change
Cash 177,000 -53,493 123,507
Investments 98,110 +113,618 211,728
Retirement acc 27,550 0 27,550
Real estate 185,000 + 14,000 199,000
Other assets 4,200 -4,200 0
Total assets 491,860 +69,925 561,785

Mortgage 4,855 -4,855 0
Other debt 0 0 0
Total debt 4,855 -4,855 0

I am now 20.2% on my way to achive my FIRE target of EUR 1,800,000. This is 0.7 percentage points closer, compared to the last net worth update.

EUR 362,785 FIRE target: EUR 1,800,000


20.2%

FI portfolio

My FI portfolio now consists of EUR 211,728 (58.4%) in investments, EUR 27,550 (7.6%) in retirement accounts, and EUR 123,507 (34.0%) in cash.

Investments

Since my last update, my investments increased with EUR 17,447 (8.98%).

Since I started tracking, my total contributions have been EUR 58,601, and my total return has been EUR 279,008.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0.0%).

Since I started tracking, my total contributions have been EUR 0, and my total return is EUR 23,411.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 1,209 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
1,209/month
(4.0% SWR)
1,058/month
(3.5% SWR)
906/month
(3.0% SWR)


When can I retire?

FI date

My age

58

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,800,000 in 17 years and 6 months, in , and at that time I will be 58 years old.

By that time I will have invested/saved another EUR 253,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 1,184,215


Financial independence forecast