Net worth update per



This is my #22 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 380,571 and my FI portfolio increased to GBP 477,511


Net worth

GBP 380,571

Since the last update on my net worth has increased with GBP 26,108 (+ 7.37 %).

FI portfolio

GBP 477,511

Since the last update on my FI portfolio has increased with GBP 11,536 (+ 2.48 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 34.1% on my way to achive my FIRE target of GBP 1,400,000. This is 0.8 percentage points closer, compared to the last net worth update.

GBP 477,511 FIRE target: GBP 1,400,000


34.1%


FI portfolio


My FI portfolio now consists of GBP 272,516 (57.1%) in investments, GBP 160,590 (33.6%) in retirement accounts, and GBP 44,405 (9.3%) in cash.

Investments

Since my last update, my investments increased with GBP 4,757 (1.78%).

Retirement accounts

Since my last update, my retirement accounts increased with GBP 210 (0.13%), of which GBP 1,365 was from contributions , and GBP -1,155 was from returns.

Since I started tracking, my total contributions have been GBP 29,434, and my total return is GBP 66,056.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,591 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,591/month
(4.0% SWR)
1,392/month
(3.5% SWR)
1,193/month
(3.0% SWR)


When can I retire?


FI date


My age

41

I am currently aiming to save/invest approximately GBP 3,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,400,000 in 8 years and 10 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another GBP 348,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 574,489


Financial independence forecast