Net worth update per

This is my #31 net worth update. Please check out my profile here for more information. As of , my net worth increased to NOK 3,200,156 and my FI portfolio increased to NOK 3,070,156

Net worth

NOK 3,200,156

Since the last update on my net worth has increased with NOK 74,130 (+ 2.37 %).

FI portfolio

NOK 3,070,156

Since the last update on my FI portfolio has increased with NOK 74,130 (+ 2.47 %).

The per-day change in net worth between the reported periods are shown in the plot below.

And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in NOK.

I am now 61.4% on my way to achive my FIRE target of NOK 5,000,000. This is 1.5 percentage points closer, compared to the last net worth update.

NOK 3,070,156 FIRE target: NOK 5,000,000


FI portfolio

My FI portfolio now consists of NOK 2,330,797 (75.9%) in investments, and NOK 739,359 (24.1%) in cash.


Since my last update, my investments increased with NOK 104,094 (4.67%), of which NOK 50,289 was from contributions, and NOK 156,713 was from returns.

Since I started tracking, my total contributions have been NOK 2,162,353, and my total return has been NOK 851,875.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be NOK 10,233 for the rest of my life.

Monthly SWR amount
Retire today with (NOK)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately NOK 35,000 each month.

Assuming an annual return of 20% on my investments and my retirement accounts, I aim to reach my FIRE target of NOK 5,000,000 in 1 years and 0 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another NOK 770,000, while the rest will be return on my existing FI portfolio and the new investments, in total NOK 1,159,844

Financial independence forecast