Net worth update per



This is my #24 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 22,467,539 and my FI portfolio increased to INR 20,855,544


Net worth

INR 22,467,539

Since the last update on my net worth has increased with INR 784,541 (+ 3.62 %).

FI portfolio

INR 20,855,544

Since the last update on my FI portfolio has increased with INR 760,041 (+ 3.78 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 69.5% on my way to achive my FIRE target of INR 30,000,000. This is 2.5 percentage points closer, compared to the last net worth update.

INR 20,855,544 FIRE target: INR 30,000,000


69.5%


FI portfolio


My FI portfolio now consists of INR 18,961,573 (90.9%) in investments, INR 1,421,972 (6.8%) in retirement accounts, and INR 471,999 (2.3%) in cash.

Investments

Since my last update, my investments increased with INR 840,757 (4.64%), of which INR 550,000 was from contributions, and INR 290,757 was from returns.

Since I started tracking, my total contributions have been INR 4,151,721, and my total return has been INR 7,309,852.

Retirement accounts

Since my last update, my retirement accounts decreased with INR -1,200 (-0.08%), of which INR -1,200 was from withdrawals, and INR 0 was from returns.

Since I started tracking, my total contributions have been INR 713,192, and my total return is INR -563,220.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be INR 69,518 for the rest of my life.


Monthly SWR amount
Retire today with (INR)
69,518/month
(4.0% SWR)
60,828/month
(3.5% SWR)
52,138/month
(3.0% SWR)


When can I retire?


FI date


My age

31

I am currently aiming to save/invest approximately INR 500,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 30,000,000 in 1 years and 0 months, in , and at that time I will be 31 years old.

By that time I will have invested/saved another INR 6,500,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 2,644,456


Financial independence forecast