Net worth update per

This is my #14 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 19,464 and my FI portfolio increased to AUD 108,787

Net worth

AUD 19,464

Since the last update on my net worth has increased with AUD 2,853 (+ 17.18 %).

FI portfolio

AUD 108,787

Since the last update on my FI portfolio has increased with AUD 2,853 (+ 2.69 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 10.9% on my way to achive my FIRE target of AUD 1,000,000. This is 0.3 percentage points closer, compared to the last net worth update.

AUD 108,787 FIRE target: AUD 1,000,000


FI portfolio

My FI portfolio now consists of AUD 51,262 (47.1%) in investments, AUD 50,488 (46.4%) in retirement accounts, and AUD 7,037 (6.5%) in cash.


Since my last update, my investments increased with AUD 895 (1.78%).

Retirement accounts

Since my last update, my retirement accounts increased with AUD 1,932 (3.98%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 362 for the rest of my life.

Monthly SWR amount
Retire today with (AUD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately AUD 1,400 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,000,000 in 14 years and 7 months, in , and at that time I will be 43 years old.

By that time I will have invested/saved another AUD 246,400, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 644,813

Financial independence forecast