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Net worth update per


This is theflairbunny's #31 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 241,444 and my FI portfolio increased to GBP 251,131


Net worth

GBP 241,444

Since the last update on my net worth has increased with GBP 1,368 (+ 0.57 %).

FI portfolio

GBP 251,131

Since the last update on my FI portfolio has increased with GBP 1,368 (+ 0.55 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 41,783 +8,935 50,718
Investments 147,485 -5,549 141,936
Retirement acc 60,495 -2,018 58,477
Real estate 0 0 0
Other assets 0 0 0
Total assets 249,763 +1,368 251,131

Mortgage 0 0 0
Other debt 9,687 0 9,687
Total debt 9,687 0 9,687
Change
Cash 29,409 +21,309 50,718
Investments 85,194 +56,742 141,936
Retirement acc 43,277 +15,200 58,477
Real estate 0 0 0
Other assets 0 0 0
Total assets 157,880 +93,251 251,131

Mortgage 0 0 0
Other debt 9,687 0 9,687
Total debt 9,687 0 9,687
Change
Cash 2,082 +48,636 50,718
Investments 3,137 +138,799 141,936
Retirement acc 7,160 +51,317 58,477
Real estate 0 0 0
Other assets 0 0 0
Total assets 12,379 +238,752 251,131

Mortgage 0 0 0
Other debt 15,575 -5,888 9,687
Total debt 15,575 -5,888 9,687

I am now 41.9% on my way to achive my FIRE target of GBP 600,000. This is 0.2 percentage points closer, compared to the last net worth update.

GBP 251,131 FIRE target: GBP 600,000


41.9%

FI portfolio

My FI portfolio now consists of GBP 141,936 (56.5%) in investments, GBP 58,477 (23.3%) in retirement accounts, and GBP 50,718 (20.2%) in cash.

Investments

Since my last update, my investments decreased with GBP -5,549 (-3.76%).

Since I started tracking, my total contributions have been GBP 285,377, and my total return has been GBP 149,176.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -2,018 (-3.34%).

Since I started tracking, my total contributions have been GBP 106,397, and my total return is GBP 52,902.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 837 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
837/month
(4.0% SWR)
732/month
(3.5% SWR)
627/month
(3.0% SWR)


When can I retire?

FI date

My age

33

I am currently aiming to save/invest approximately GBP 6,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 600,000 in 0 years and -5 months, in , and at that time I will be 33 years old.

By that time I will have invested/saved another GBP 258,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 90,869


Financial independence forecast