Net worth update per



This is my #33 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 460,834 and my FI portfolio decreased to GBP 460,834


Net worth

GBP 460,834

Since the last update on my net worth has decreased with GBP -3,383 ( -0.73 %).

FI portfolio

GBP 460,834

Since the last update on my FI portfolio has decreased with GBP -3,383 ( -0.73 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 46.1% on my way to achive my FIRE target of GBP 1,000,000. This is -0.3 percentage points closer, compared to the last net worth update.

GBP 460,834 FIRE target: GBP 1,000,000


46.1%


FI portfolio


My FI portfolio now consists of GBP 117,643 (25.5%) in investments, GBP 253,415 (55.0%) in retirement accounts, and GBP 89,776 (19.5%) in cash.

Investments

Since my last update, my investments increased with GBP 686 (0.59%), of which GBP 6,000 was from contributions, and GBP -188 was from returns.

Since I started tracking, my total contributions have been GBP 76,336, and my total return has been GBP 43,571.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -4,159 (-1.61%), of which GBP 35,244 was from contributions , and GBP 6,567 was from returns.

Since I started tracking, my total contributions have been GBP 181,006, and my total return is GBP 79,712.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,536 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,536/month
(4.0% SWR)
1,344/month
(3.5% SWR)
1,152/month
(3.0% SWR)


When can I retire?


FI date


My age

53

I am currently aiming to save/invest approximately GBP 3,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 6 years and 11 months, in , and at that time I will be 53 years old.

By that time I will have invested/saved another GBP 261,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 278,166


Financial independence forecast