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Net worth update per


This is Falco's #216 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 265,610 and my FI portfolio increased to USD 265,610


Net worth

USD 265,610

Since the last update on my net worth has increased with USD 654 (+ 0.25 %).

FI portfolio

USD 265,610

Since the last update on my FI portfolio has increased with USD 654 (+ 0.25 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 12,167 +428 12,595
Investments 67,818 +73 67,891
Retirement acc 184,971 +153 185,124
Real estate 0 0 0
Other assets 0 0 0
Total assets 264,956 +654 265,610

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 9,850 +2,745 12,595
Investments 41,949 +25,942 67,891
Retirement acc 156,929 +28,195 185,124
Real estate 0 0 0
Other assets 0 0 0
Total assets 208,728 +56,882 265,610

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -7,907 12,595
Investments 22,774 +45,117 67,891
Retirement acc 141,441 +43,683 185,124
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +80,893 265,610

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 53.1% on my way to achive my FIRE target of USD 500,000. This is 0.1 percentage points closer, compared to the last net worth update.

USD 265,610 FIRE target: USD 500,000


53.1%

FI portfolio

My FI portfolio now consists of USD 67,891 (25.6%) in investments, USD 185,124 (69.7%) in retirement accounts, and USD 12,595 (4.7%) in cash.

Investments

Since my last update, my investments increased with USD 73 (0.11%), of which USD 150 was from contributions, and USD 1,592 was from returns.

Since I started tracking, my total contributions have been USD 49,243, and my total return has been USD 9,045.

Retirement accounts

Since my last update, my retirement accounts increased with USD 153 (0.08%), of which USD 132 was from contributions , and USD 3,126 was from returns.

Since I started tracking, my total contributions have been USD 20,355, and my total return is USD 75,673.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 885 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
885/month
(4.0% SWR)
774/month
(3.5% SWR)
664/month
(3.0% SWR)


When can I retire?

FI date

My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 2 years and 11 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 93,800, while the rest will be return on my existing FI portfolio and the new investments, in total USD 140,590


Financial independence forecast