Net worth update per



This is my #11 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 125,146 and my FI portfolio decreased to USD 108,431


Net worth

USD 125,146

Since the last update on my net worth has decreased with USD -1,157 ( -0.92 %).

FI portfolio

USD 108,431

Since the last update on my FI portfolio has decreased with USD -1,300 ( -1.18 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 5.4% on my way to achive my FIRE target of USD 2,000,000. This is -0.1 percentage points closer, compared to the last net worth update.

USD 108,431 FIRE target: USD 2,000,000


5.4%


FI portfolio


My FI portfolio now consists of USD 38,276 (35.3%) in investments, USD 63,940 (59.0%) in retirement accounts, and USD 6,215 (5.7%) in cash.

Investments

Since my last update, my investments decreased with USD -566 (-1.46%), of which USD 879 was from contributions, and USD -1,445 was from returns.

Since I started tracking, my total contributions have been USD 33,074, and my total return has been USD 4,522.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -982 (-1.51%), of which USD 585 was from contributions , and USD -1,567 was from returns.

Since I started tracking, my total contributions have been USD 14,464, and my total return is USD 20,763.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 361 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
361/month
(4.0% SWR)
316/month
(3.5% SWR)
271/month
(3.0% SWR)


When can I retire?


FI date


My age

46

I am currently aiming to save/invest approximately USD 1,685 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,000,000 in 19 years and 8 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another USD 401,030, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,490,539


Financial independence forecast