Net worth update per



This is my #206 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 267,023 and my FI portfolio decreased to USD 267,023


Net worth

USD 267,023

Since the last update on my net worth has decreased with USD -1,601 ( -0.6 %).

FI portfolio

USD 267,023

Since the last update on my FI portfolio has decreased with USD -1,601 ( -0.6 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 53.4% on my way to achive my FIRE target of USD 500,000. This is -0.3 percentage points closer, compared to the last net worth update.

USD 267,023 FIRE target: USD 500,000


53.4%


FI portfolio


My FI portfolio now consists of USD 61,866 (23.2%) in investments, USD 188,296 (70.5%) in retirement accounts, and USD 16,861 (6.3%) in cash.

Investments

Since my last update, my investments decreased with USD -419 (-0.67%).

Since I started tracking, my total contributions have been USD 31,000, and my total return has been USD 11,826.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -1,182 (-0.62%).

Since I started tracking, my total contributions have been USD 6,000, and my total return is USD 41,159.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 890 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
890/month
(4.0% SWR)
778/month
(3.5% SWR)
667/month
(3.0% SWR)


When can I retire?


FI date


My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 5 years and 1 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 86,800, while the rest will be return on my existing FI portfolio and the new investments, in total USD 146,177


Financial independence forecast