Net worth update per

This is my #7 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 204,365 and my FI portfolio increased to AUD 204,365

Net worth

AUD 204,365

Since the last update on my net worth has increased with AUD 7,901 (+ 4.02 %).

FI portfolio

AUD 204,365

Since the last update on my FI portfolio has increased with AUD 7,901 (+ 4.02 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 40.9% on my way to achive my FIRE target of AUD 500,000. This is 1.6 percentage points closer, compared to the last net worth update.

AUD 204,365 FIRE target: AUD 500,000


FI portfolio

My FI portfolio now consists of AUD 177,118 (86.7%) in retirement accounts, and AUD 27,247 (13.3%) in cash.


Since my last update, my investments decreased with AUD 0 (0%).

Retirement accounts

Since my last update, my retirement accounts increased with AUD 572 (0.32%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 681 for the rest of my life.

Monthly SWR amount
Retire today with (AUD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately AUD 5,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 500,000 in 3 years and 6 months, in , and at that time I will be 37 years old.

By that time I will have invested/saved another AUD 215,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 80,635

Financial independence forecast