Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is Falco's #203 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 268,095 and my FI portfolio decreased to USD 268,095


Net worth

USD 268,095

Since the last update on my net worth has decreased with USD -2,297 ( -0.85 %).

FI portfolio

USD 268,095

Since the last update on my FI portfolio has decreased with USD -2,297 ( -0.85 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 17,189 -302 16,887
Investments 62,627 -508 62,119
Retirement acc 190,576 -1,487 189,089
Real estate 0 0 0
Other assets 0 0 0
Total assets 270,392 -2,297 268,095

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 9,850 +7,037 16,887
Investments 41,949 +20,170 62,119
Retirement acc 156,929 +32,160 189,089
Real estate 0 0 0
Other assets 0 0 0
Total assets 208,728 +59,367 268,095

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -3,615 16,887
Investments 22,774 +39,345 62,119
Retirement acc 141,441 +47,648 189,089
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +83,378 268,095

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 53.6% on my way to achive my FIRE target of USD 500,000. This is -0.5 percentage points closer, compared to the last net worth update.

USD 268,095 FIRE target: USD 500,000


53.6%

FI portfolio

My FI portfolio now consists of USD 62,119 (23.2%) in investments, USD 189,089 (70.5%) in retirement accounts, and USD 16,887 (6.3%) in cash.

Investments

Since my last update, my investments decreased with USD -508 (-0.81%), of which USD 100 was from contributions, and USD 432 was from returns.

Since I started tracking, my total contributions have been USD 52,393, and my total return has been USD 22,945.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -1,487 (-0.78%), of which USD 134 was from contributions , and USD 1,277 was from returns.

Since I started tracking, my total contributions have been USD 25,090, and my total return is USD 120,249.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 893 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
893/month
(4.0% SWR)
781/month
(3.5% SWR)
670/month
(3.0% SWR)


When can I retire?

FI date

My age

44

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 2 years and 1 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 92,400, while the rest will be return on my existing FI portfolio and the new investments, in total USD 139,505


Financial independence forecast